Payment services for Swift FX are provided by The Currency Cloud Limited. Registered in England No. 06323311. Registered Office: Stewardship Building 1st Floor, 12 Steward Street London E1 6FQ. The Currency Cloud Limited is authorised by the Financial Conduct Authority under the Electronic Money Regulations 2011 for the issuing of electronic money. FCA registration number: 900199
The Currency Cloud Limited, established in 2007 is one of the UK’s leading FX platforms. Currencycloud is regulated by the Financial Conduct Authority as an Electronic Money Institution providing cross border payment and FX services. All monies relating to Swift FX transactions are completed through Currencycloud. Funds are safeguarded by our FCA-regulated e-money partners at a credit institution giving clients complete confidence and security.
Payment services for Swift FX are provided by Equals Connect Limited, registered in England and Wales (registered no. 07131446). Registered office: Vintners’ Place, 68 Upper Thames St, London, EC4V 3BJ. Equals Connect Limited are authorised and regulated by the Financial Conduct Authority to provide payment services (FRN:671508).
When funds are posted to your account, in line with regulatory requirements, the regulated payments institutions who we work with (Currencycloud Ltd, Equals Connect Ltd) safeguard your funds. This means that funds shown in your payment account or e-wallet are held at reputable banks or covered by an insurance policy, and most importantly, are protected for you in the event of our partner (Currencycloud Ltd and/or Equals Connect Ltd) institutions, or our, insolvency. Our partners stop safeguarding your funds when the money has been paid out of your account to your beneficiary’s account.
If you need a breakdown of the exact amounts of funds you have safeguarded at each of our e-money/payments partners please do not hesitate to contact us.
Swift FX’s Payment and Foreign Currency Exchange Services are provided by Ebury Partners UK Limited.
Ebury Partners UK Limited (EPUK) is an Authorised Electronic Money Institution (Financial Services Register No. 900797) and is licensed to provide payment services including FX spots and FX Forwards for the commercial purpose of the facilitation of payments for identifiable goods or services and direct investments. Ebury Partners UK Limited is registered with the Information Commissioner’s Office, with registration number: ZA345828.
Safeguarding:
As a licensed Electronic Money Institution (EMI) regulated by the Financial Conduct Authority (FCA), Ebury is legally required to protect your funds through a process called safeguarding. Your funds are kept entirely separate from Ebury’s own business capital. In the unlikely event Ebury ceases trading, these funds are protected from other creditors. Ebury safeguards your money in designated accounts with Tier 1 banks, which are regularly reviewed for stability and reputation. Funds are reconciled immediately upon receipt and ring-fenced within one business day to ensure continuous protection.
